The Personal Blog Of
Boston Motorcycle Attorney

Motorcycle Insurance Should be Your First Accessory
December 2, 2009

Unfortunately, motorcycle insurance is not required as a condition of ownership. As a result, not all motorcyclists have coverage in case of damage or theft.

To me, this makes absolutely no sense. Even used motorcycles cost several thousand dollars. And after a few upgrades and motorcycle accessories, that bike can easily have a combined value of $10,000 -$20,000.

What’s even crazier is that motorcycles are incredibly easy to steal. Wheel locks are easily broken, pop the bike into neutral, roll it up a bike ramp into a truck bed, tie it down, and your bike is gone in 60 seconds flat. Motorcycle theft has been relatively flat over the past few years but in today’s challenging economic climate, motorcycle theft is surely going to rise. Stolen bikes without a GPS tracking device are almost never recovered.

With a few clicks of a mouse or a phone call to your vehicle insurance provider, you can get a quote and see if it fits your budget. Progressive Insurance and Geico seem to be two companies vying for motorcyclist insurance dollars. It may be worth checking out.

I guarantee that the insurance premium will be cheaper than having to replace your bike out of pocket.